PayPal is a payment platform with a website and a phone app that enables payments between parties through online money transfers. PayPal Login customers create an account and connect it to a checking account, a credit card, or both.Once identification and proof of funds are confirmed, users can send or receive payments online or in a store using PayPal as the go-between. Millions of small and large retailers, online and in the real world, accept PayPal payments.PayPal also offers credit and debit cards branded with the PayPal name.PayPal offers payment services for consumers and for merchants who accept Paypal. Merchants use a PayPal card reader in brick-and-mortar stores or enable Paypal as a payment option on their websites.Consumers can pay invoices and transfer money with relative ease. Cash can be transferred to any email address or phone number, whether or not the recipient has a PayPal account.Users need an email address to sign up for an account and must provide a credit card, debit card, or bank account to complete the setup. PayPal Login verifies the information to make sure the person setting up the account is the rightful owner before the service can be used.